The phenomenon of usury: the dark side of the credit market (1997)

This content is also available in: Italian

Usury has ancient origins. Today, the phenomenon has taken on different connotations, being characterised both by the high interest in the money lent and, above all, by its violent and intimidating nature. Usury is an atypical crime in which the relationship between the usurer and the borrower is not immediately violent and extortionate but is instead structured in formal contractual terms. According to research on the subject, there are different usurers: the micro-usurer, the professional and the criminal organisation. Thus, usury becomes a ground between common and organised crime, marking the transition and the intertwining of legality and illegality. Eurispes has carried out a survey to identify the dynamics and paths characterising usury under the patronage of the Government’s Extraordinary Commissioner for the coordination of anti-rocket and anti-usury actions.

This content is also available in: Italian

Index

This content is also available in: Italian

Contents

 

 

Volume I

 

 

 

Introduction

 

 

 

Chapter 1. Scenario analysis

 

Economic analysis

 

Estimates

 

The economic analysis of the usury market and indirect indicators

 

The Italian productive system

 

The causes of the fragility of small enterprises

 

Indirect indicators of the size of the usury market

 

Repression of the phenomenon: reports and arrests for usury

 

Legislative Analysis

 

The evolution of the phenomenon of usury

 

Legislation prior to Law 108/96

 

Commentary on Law 108/96

 

Usury in foreign legislations

 

 

 

Chapter 2. Sample survey “The phenomenon of usury: the hidden side of the credit market”.

 

Sampling

 

The sampling relative to the individual path

 

The socio-economic context

 

The factors that determine success

 

The perception of the phenomenon of usury

 

Usury and the credit market

 

Usury criminality and institutions

 

Usury and civil society

 

The Individual Path

 

 

 

Chapter 3. Sample survey “Young people and the culture of money”.

 

Introduction

 

Sampling

 

Young People, Money and Work

 

Relationship with money and family habits

 

Purchasing habits

 

Borrowing in the habits of young people

 

Young People and the Perception of Usury

 

 

 

Chapter 4. Anti-Racket and Anti-Usury Associations and Foundations

 

The Sample Survey

 

Survey forms

 

 

 

Chapter 5. Usury through the Press

 

Introduction

 

Quantitative Analysis

 

Institutions and Usury

 

Public Administration and Usury

 

Credit system and usury

 

Civil Society and Usury

 

Crime and usury

 

Areas of criticality

 

 

 

Volume II

 

 

 

Appendix

 

Statistical elaboration:

 

The phenomenon of usury: the hidden side of the credit market

 

Young people and the culture of money

 

Bibliography

 

This content is also available in: Italian


Please log in as a registered user to get access to the full version of the documents

Existing Users Log In

   
Social Network